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Robert Ashby

Robert Ashby

Writer for national real estate opinion column AgentGenius.com, focusing on the improvement of the real estate industry by educating peers about technology, real estate legislation, ethics, practices and brokerage with the end result being that consumers have a better experience.

Do You Trust Your Clients?

Do You Trust Your Clients?

By Robert Ashby on July 11, 2008 | 12 Responses

…Should You?
Most of us probably have never even thought about asking ourselves these questions, yet we need to know the answers.  We expect our clients to trust us, but should that relationship have trust flowing from both sides?
I am guessing most of…

Posted in , , | 12 Responses

Florida Suing Countrywide

Florida Suing Countrywide

By Robert Ashby on July 2, 2008 | 11 Responses

…Adds Themselves to the Growing List of States

At the beginning of the month, Countrywide was acquired by Bank of America, but that has not stopped the troubles Countrywide got themselves into.  Led by their Chief Executive, Angelo Mozilo (their "perfectly tanned" leader), Countrywide became…

Posted in , | 11 Responses

Federal Reserve Decisions & Their Effects on Mortgage Rates

Federal Reserve Decisions & Their Effects on Mortgage Rates

By Robert Ashby on June 24, 2008 | 8 Responses

The Dilemma
As I get ready to head for bed, I can’t help but feel many of you out there are still wondering what may happen tomorrow when the Federal Reserve makes their next rate cut decision. The first thing you need to understand…

Posted in | 8 Responses

Having Lenders Compete Can Cost You Your Identity

Having Lenders Compete Can Cost You Your Identity

By Robert Ashby on June 2, 2008 | 8 Responses

Risk Factor
One of the ways homeowners use to obtain the best mortgage deal is to use online mortgage forms to get multiple lenders  to offer their best rates.  While this may be a good start, there are some pitfalls that could prove very…

Posted in | Tagged , , | 8 Responses

Who Needs a Real Estate Agent? Just Just Run a Contest Instead

Who Needs a Real Estate Agent? Just Just Run a Contest Instead

By Robert Ashby on May 7, 2008 | 8 Responses

Auctions, discount brokers, etc., have all taken a stab at real estate agents and their profession, working to turn them into a commodity or even get them to disappear altogether. Now there may be a new trend taking place, have a contest to sell…

Posted in | 8 Responses

Mortgage Acceleration: Is the Latest Fad Right for You?

Mortgage Acceleration: Is the Latest Fad Right for You?

By Robert Ashby on April 19, 2008 | 18 Responses

There has been a lot of talk over the last year or so about various mortgage acceleration programs, in fact, I have talked about them since last February (2007) myself. Fueled by United First Financial’s Money Merge Account marketing through an MLM style set…

Posted in | Tagged , | 18 Responses

Zopa: Is Social Financing Better Than a Bank?

Zopa: Is Social Financing Better Than a Bank?

By Robert Ashby on April 14, 2008 | 5 Responses

Social Financing
Before you run out and begin thinking that social financing is going to help you pay your mortgage, understand that loans are small, but they can prove helpful in many ways. It is also not entirely without the use of a credit…

Posted in , | Tagged , , | 5 Responses

What Color Ocean Are You Swimming In?

What Color Ocean Are You Swimming In?

By Robert Ashby on March 4, 2008 | 2 Responses

I was cleaning the office and scanning my book shelf recently and came upon a book I have not read in a while and it brought back a realization we all need to know.  The book is called Blue Ocean Strategy and it talks…

Posted in | 2 Responses

Equity Management is Misunderstood

Equity Management is Misunderstood

By Robert Ashby on February 27, 2008 | 11 Responses

A couple of weeks ago, Shailesh (fellow genius) wrote about how equity management is overrated.  Personally, I think it is underrated as it is often misunderstood.  As many believe, he went on to explain how it is about debt leveraging, putting off paying down…

Posted in | 11 Responses

Mortgage Bonds Bleed to Death After Cupid Shoots Them in the Heart

Mortgage Bonds Bleed to Death After Cupid Shoots Them in the Heart

By Robert Ashby on February 15, 2008 | 1 Response

 

Yesterday was Valentine’s Day, the day of love and bonds saw anything but. As Cupid flew around, shooting arrows, bringing together loved ones, he shot mortgage backed securities with a poison arrow instead.

Mortgage bonds, the real driver of mortgage rates (not the 10-year…

Posted in | 1 Response

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